With PCalc you will get a payment schedule for your loan as well as a total sum of interests. Then you can insert into your schedule any number of additional payments with any amount and date each of them. You will see how the total sum of interests changes due to those additional payments. You can evaluate various scenarios for making additional payments to minimize the total sum of interests you have to pay in accordance with the future available income.
PCalc will allow you to estimate the real cost of your next "big buy". For example, for a loan of $250,000 for 30 years with 6.5% annual interest rate PCalc shows that if you pay $1000 every month as an additional payment and skip the third month additional payment your total sum of interests will increase by $600 (six hundred). This means that your big buy worth of $1000 during the third month will really cost you $1,600. It is a bitter truth but it is an actual truth.
With PCalc you can integrate your payment schedule into another calculations as easy as Excel allows.
Limitations: For tryout only 6 additional payments available and a nag screen.
Overview
PCalc is a Shareware software in the category Home & Hobby developed by Oleg Fedchenko.
The latest version of PCalc is 1.5, released on 08/19/2016. It was initially added to our database on 01/18/2009.
PCalc runs on the following operating systems: iOS/Windows.
PCalc has not been rated by our users yet.
Pros
- User-friendly interface
- Highly customizable features and settings
- Supports various unit conversions
- Offers a wide range of scientific functions and constants
- Ability to create and save user-defined formulas
- Includes a reverse Polish notation (RPN) mode for advanced calculations
- Regular updates with new features and bug fixes
- Supports multiple themes and layouts for aesthetic preferences
Cons
- Might be overwhelming for casual users due to extensive features
- Some advanced functions may require a learning curve
- Premium features may not be necessary for all users
- Not free - requires a purchase to access full capabilities
- Limited support for non-scientific calculations (e.g. basic math)
FAQ
What is PCalc?
PCalc is a calculator app developed by Oleg Fedchenko.
Can I use PCalc on multiple platforms?
Yes, PCalc is available for iOS, macOS, and watchOS devices.
What features does PCalc offer?
PCalc provides a wide range of features including scientific and programmer modes, unit conversions, base conversions, currency conversions, customizable themes, and more.
Does PCalc support custom functions?
Yes, PCalc allows users to define and use their own custom functions.
Can I sync my calculations across devices?
Yes, PCalc supports iCloud syncing to keep your calculations and preferences up-to-date across multiple devices.
Is PCalc available in multiple languages?
Yes, PCalc supports various languages including English, French, German, Spanish, Italian, Japanese, Chinese, and more.
Does PCalc have a widget for quick access?
Yes, PCalc provides a widget that allows you to perform calculations right from your device's Today View.
Can I customize the layout and appearance of PCalc?
Absolutely! PCalc offers multiple layouts, themes, and customizable options to personalize the calculator according to your preferences.
Does PCalc have an Apple Watch app?
Yes, PCalc has a dedicated app for Apple Watch that allows you to perform calculations on your wrist.
Is PCalc compatible with the latest iOS and macOS versions?
Yes, PCalc is regularly updated to ensure compatibility with the latest operating system versions.
Screenshots (Click to view larger)
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